Tune Protect M'sia launches online, cashless e-medical card

• Sign-up no more than five minutes; claims done through Tune Protect App
• Includes year-long mental wellness programme with Naluri for first 1K customers

TUNE Protect Malaysia has launched its first online cashless e-medical card, PRO-Health medical. The cashless medical plan is said to provide hospitalisation and surgical expenses benefits to suit consumers’ lifestyles and budget needs.

“Today’s digitally savvy customers thrive on convenience and simplicity. They are health-conscious, sensible and realistic in managing their expenses,” said William Foo, chief executive officer (CEO) of Tune Protect Malaysia in a statement.

“Sign-up takes less than five minutes and claims are hassle-free via our Tune Protect App, which also hosts the e-Medical card for cashless admission,” he claimed.

Unique to PRO-Health Medical is a year-long mental wellness programme with Naluri for the first 1,000 customers. Other features include: Lump-sum allowance for mosquito-borne diseases; Covid-19 additional medical expenses of up to US$4,846 (RM20,000) per diagnosis until 31 Dec; and a charitable pledge by Tune Protect to Yayasan Chow Kit to provide children from less privileged families with access to healthcare for every policy sold.

[RM1 = US$0.242]

Foo said the professional overall mental health and lifestyle coaching by Naluri is especially timely given the pressures of keeping up with the new norm.

Adding that millennials are health conscious and goal driven, he argued, “If their goal is to lose that 3kgs they gained while working from home or to learn how to balance work-life pressures, our programme with Naluri will give them that added assurance and support.” 

Meanwhile, the e-medical card provides customers coverage for hospitalisation and surgical expenses including in-patient, daycare surgical procedures and outpatient treatments expenses due to illnesses and accidents, Tune Protect said.

Another benefit is the zero deductible feature, which means that a customer does not have to pay upfront before receiving treatment.  Also, the e-medical card is good forcashless admission at more than 150 hospitals across Malaysia and reimbursement for alternative and chiropractic treatments post hospitalisation, the company added.

Tune Protect said the PRO-Health Medical can be purchased by first time medical insurance customers or as a supplement to customers’ existing medical coverage. There are four plan types with annual limits ranging from RM30,000 to RM150,000 to choose from according to customer’s needs.

A unique feature of this product is that it does not have a lifetime limit, which means that the annual limit is reinstated year-on-year, it said.

The online medical insurance is available for Malaysians and non-Malaysians who legally reside in Malaysia, aged 18 years old to 45 years old and can be renewed up to the age of 65 years.

In conjunction with the PRO-Health Medical launch, Tune Protect is joining hands with Yayasan Chow Kit (YCK) for its children’s health fund, Madhya’s Gift. Tune Protect will pledge to contribute RM6 to this fund for every policy sold until year-end.

PRO-Health Medical can be purchased by downloading the Tune Protect App from the Apple App Store or Google Play Store. It can also be purchased here.